WHO NEEDS BUSINESS GREY FLEET BREAKDOWN COVER?
However, if your company relies on one or more vehicles, grey fleet breakdown cover may be required, especially if you travel long distances frequently or you just want protection if your car breaks down especially if its in bad weather.
Safe2Drive assists both the grey fleet driver and their employer in monitoring this area of cover. The Safe2 Drive Solution ensures all of the of the grey fleet breakdown cover details are recorded and the system even alerts the driver of pending breakdown expiries.
If something goes wrong on the road, grey fleet breakdown coverage can help you, any passengers, and any transported goods. Whether you run a sizable fleet of vehicles for your business needs, distribute packages in your own van, or drive a grey fleet car to pick up and drop off paying customers then having the grey fleet breakdown cover will help provide assistance all round.
Generally speaking, if you operate a grey fleet— a car used exclusively for work — you will need business grey fleet breakdown cover.
WHAT ISN’T COVERED BY GREY FLEET BREAKDOWN COVER?
On a grey fleet breakdown policy, you might not be covered for the following:
- The cost of any new components is not covered.
- You won’t be covered by insurance if the car is not in drivable condition.
- If the breakdown service has already resolved the issue, you will not be covered if the fix is improper or if you disobey their advice.
I NEED GREY FLEET BREAKDOWN COVER, BUT WHY?
You do not need breakdown cover / insurance because it is not required. However, everyone has seen someone waiting by the side of the road with a broken-down vehicle, grateful that it is not them.
It can be frightening to break down, especially if there is heavy traffic and you are in a new location. Breakdown insurance can provide reassurance to drivers that they will not be stranded. If the grey fleet driver breaks down on the side of the road or is forced to abandon your vehicle, you will be compensated if you have breakdown insurance.
If you don’t have breakdown protection, it can be very expensive to have your car recovered if it breaks down.